When it comes to car insurance, there’s a slight disadvantage that teenagers would have to deal with and that is – expensive auto insurance. So, how much does car insurance for 19 year old cost?
There’s no particular price for this; however, it’s a known truth that it’s quite above the average. The high-cost car insurance stems from the conclusion of insurance companies that teenagers are the most risky individuals in the world. This is backed up by tons and tons of evidence of teenagers’ impulsiveness and carelessness in so many aspects including driving.
But in order for teens and their parents to manage buying car insurance, insurance companies have devised various ways that answer the inquiry: how to get car insurance for a 19 year old that is cheap?
One of these ways is by driving a not-so-new and not-that-luxurious car. This doesn’t mean that you’ll be driving a car that’s beaten up. You would just have to get one that’s economical and affordable which is not that expensive to insure.
Apart from that, you can also install high-technology alarm systems and anti-theft equipment in the vehicle. These gadgets make your insurance less costly because they lower risks of carnapping. Though this is kind of additional investment, you need not worry because the amount that would slashed off from your insurance plus the security you get to enjoy are more valuable.
Also, if you have an impressive driving record, then you can definitely use that to your advantage by showing it off to the insurance agent. Because when your insurance company becomes aware of this, they will surely provide you with insurance that’s within your budget. For more information about how to get car insurance for a 19 year old please read more.
However, it’s not only these things that will make you get good car insurance; you are also entitled to a discount when you have good grades. This is easy breezy for you if you have been having As and Bs ever since you went into school. But, if you are kind of lazy in that department, then it’s already time to change. The above-average grades will not only decrease the amount of your insurance, it will also make you parents happier. It’s like a win-win situation.
Finally, you would have to get yourself into a driving class – more specifically, a defensive driving course. You also get to experience double benefits when you complete the course because you will become a more knowledgeable and wiser driver plus you pay for cheaper car insurance.